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Public & Products Liability

Every manufacturer carries third-party risk — injury to a visitor or contractor, or a claim that a product you made or supplied caused injury or property damage. Public and products liability insurance responds to claims arising from your manufacturing activity and the products themselves, on site or after they’ve left your premises.

Public & Products Liability

Every manufacturer carries third-party risk — injury to a visitor or contractor, or a claim that a product you made or supplied caused injury or property damage. Public and products liability insurance responds to claims arising from your manufacturing activity and the products themselves, on site or after they’ve left your premises.

Plant, Equipment & Machinery

Production lines, processing equipment and fixed plant represent serious capital tied up in machinery that has to keep running. This insurance responds to the cost of repair or replacement following mechanical or electrical breakdown.

Plant, Equipment & Machinery

Production lines, processing equipment and fixed plant represent serious capital tied up in machinery that has to keep running. This insurance responds to the cost of repair or replacement following mechanical or electrical breakdown.

Commercial Property

Factories, warehouses, offices and any other premises you own or lease need insurance for the building, contents and loss of rent if a property event takes them out of action.

Commercial Property

Factories, warehouses, offices and any other premises you own or lease need insurance for the building, contents and loss of rent if a property event takes them out of action.

Business Interruption

A fire, equipment failure, or other insured property event doesn’t just damage the asset — it stops you producing while you recover. Business interruption insurance covers loss of income and ongoing fixed costs while you’re back on your feet.

Business Interruption

A fire, equipment failure, or other insured property event doesn’t just damage the asset — it stops you producing while you recover. Business interruption insurance covers loss of income and ongoing fixed costs while you’re back on your feet.

Marine & Cargo

Materials and finished goods carry their own ocean and inland marine exposure as they move between suppliers, your facility and your customers, including import and export cargo. Marine and cargo insurance responds to loss or damage to goods in transit.

Marine & Cargo

Materials and finished goods carry their own ocean and inland marine exposure as they move between suppliers, your facility and your customers, including import and export cargo. Marine and cargo insurance responds to loss or damage to goods in transit.

Product Recall

If a product you manufacture turns out to be defective or contaminated, the cost of recalling it from the market — logistics, notification, disposal — can be significant. Product recall insurance responds to those costs.

Product Recall

If a product you manufacture turns out to be defective or contaminated, the cost of recalling it from the market — logistics, notification, disposal — can be significant. Product recall insurance responds to those costs.

Management Liability

Running a manufacturing business with staff, contracts and incorporated structures carries director, employment practices, statutory liability and crime exposures. Management liability insurance helps protect the people and company behind the operation.

Management Liability

Running a manufacturing business with staff, contracts and incorporated structures carries director, employment practices, statutory liability and crime exposures. Management liability insurance helps protect the people and company behind the operation.

Cyber Insurance

Manufacturers are increasingly targeted as production and supply chain systems digitise. Cyber insurance responds to data breach costs, ransomware, and the business interruption that follows an incident.

Cyber Insurance

Manufacturers are increasingly targeted as production and supply chain systems digitise. Cyber insurance responds to data breach costs, ransomware, and the business interruption that follows an incident.

Trade Credit

Manufacturers that wholesale carry exposure to buyer insolvency — a customer who can’t pay for goods already supplied. Trade credit insurance protects against that loss, which matters most when a small number of buyers account for a large share of revenue.

Trade Credit

Manufacturers that wholesale carry exposure to buyer insolvency — a customer who can’t pay for goods already supplied. Trade credit insurance protects against that loss, which matters most when a small number of buyers account for a large share of revenue.

Workers Compensation

Workers compensation insurance is a statutory requirement in every state for anyone you employ, from production line staff to warehouse and logistics teams. Requirements and premiums vary by jurisdiction — we help you navigate the right settings for your workforce.

Workers Compensation

Workers compensation insurance is a statutory requirement in every state for anyone you employ, from production line staff to warehouse and logistics teams. Requirements and premiums vary by jurisdiction — we help you navigate the right settings for your workforce.

Industrial Special Risk (ISR)

Larger manufacturing operations running complex, multi-site property programs — production facilities, warehouses, distribution centres — often need a broader industrial special risk policy rather than a standard commercial property policy. ISR insurance is built for that scale and complexity.

Industrial Special Risk (ISR)

Larger manufacturing operations running complex, multi-site property programs — production facilities, warehouses, distribution centres — often need a broader industrial special risk policy rather than a standard commercial property policy. ISR insurance is built for that scale and complexity.

Directors & Officers (D&O)

Directors and officers of manufacturing businesses, listed or unlisted, can be held personally liable for decisions made in running the company. D&O insurance protects personal assets against claims arising from that role, distinct from the insurance protecting the business itself.

Directors & Officers (D&O)

Directors and officers of manufacturing businesses, listed or unlisted, can be held personally liable for decisions made in running the company. D&O insurance protects personal assets against claims arising from that role, distinct from the insurance protecting the business itself.

Commercial Drone Insurance

Drones are increasingly used across manufacturing sites and warehouses for stocktake, inspection and site monitoring. Commercial drone insurance covers the hull, liability and operator exposure that comes with running drones as part of your operation.

Commercial Drone Insurance

Drones are increasingly used across manufacturing sites and warehouses for stocktake, inspection and site monitoring. Commercial drone insurance covers the hull, liability and operator exposure that comes with running drones as part of your operation.

Environmental Liability

Manufacturing processes involving chemicals, run-off, or waste handling carry the risk of pollution or contamination escaping a site. Environmental liability insurance responds to clean-up, remediation and third-party contamination costs arising from your operations.

Environmental Liability

Manufacturing processes involving chemicals, run-off, or waste handling carry the risk of pollution or contamination escaping a site. Environmental liability insurance responds to clean-up, remediation and third-party contamination costs arising from your operations.

Manufacturing Insurance

Manufacturing Insurance

Tailored Insurance Solutions for Manufacturers

Public & Products Liability

Public & Products Liability

Plant, Equipment & Machinery

Plant, Equipment & Machinery

Commercial Property

Commercial Property

Business Interruption

Business Interruption

Marine & Cargo

Marine & Cargo

Product Recall

Product Recall

Management Liability

Management Liability

Cyber Insurance

Cyber Insurance

Trade Credit

Trade Credit

Workers Compensation

Workers Compensation

Industrial Special Risk (ISR)

Industrial Special Risk (ISR)

Directors & Officers (D&O)

Directors & Officers (D&O)

Commercial Drone Insurance

Commercial Drone Insurance

Environmental Liability

Environmental Liability

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Why Manufacturing Businesses Choose Polaris

We don’t sell insurance. We solve problems.

Access to Multiple Insurers

Market Conditions, Tracked for You

Sector Specialists

Full Claims Support

Top common questions asked about manufacturing insurance

Top common questions asked about manufacturing insurance

What insurance does a trade or subcontractor actually need to get started?

Is Tools & Plant insurance different from Plant & Machinery insurance?

Do I need public liability insurance if I’m a sole trader with no employees?

When does a trade business need to think about management liability or professional indemnity insurance, not just public liability?

What’s different about working with a broker instead of going direct to an insurer for trade insurance?

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