How the Claims Process Works

  1. You tell us what happened.

Call us on 1300 824 929, email your broker, or use the form — whichever is easiest for you. We'll ask a few quick questions to understand the situation and what's needed next.

2. We lodge the claim with your insurer on your behalf.

As your broker, we act for you, not the insurer — we handle the paperwork and the back-and-forth so you don't have to.

  1. We follow things up with your insurer, and keep you informed.

We track the claim's progress with the insurer and let you know if anything further is needed from you, rather than leaving you to chase updates yourself.

  1. The claim is settled.

Once the insurer makes a decision, we'll talk you through the outcome and next steps — including what to do if you have questions about the result.

Need to report a claim? Call us on 1300 824 929

Need to report a claim? Call us on 1300 824 929

FAQ

Top common questions asked about insurance claims

Top common questions asked about insurance claims

Do I need to read my Product Disclosure Statement (PDS) before claiming?
Will making a claim increase my premium?
What if I’m not sure whether something is covered?
How long does a claim take to settle?
What if I disagree with the insurer’s decision?
Can someone else lodge a claim on my behalf?

Need to report a claim? Call us on 1300 824 929

Need to report a claim? Call us on 1300 824 929

Logo

Polaris is an Australian insurance broker. We place and review cover for businesses that want a policy built around them, and service to match.

Company

HEAD OFFICE

Backed by the strength of Steadfast

Steadfast logo

The information on this page is general in nature and does not take into account your individual objectives, financial situation, or needs. Before making a decision about an insurance product, consider whether the information is appropriate for your circumstances and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD). Polaris Risk Services Pty Ltd ABN 62 689 768 634 AFSL 700131 acts as your insurance broker and sources policies from a range of insurers on your behalf. Polaris does not act for any insurer.

© 2026 Polaris Risk Services Pty Ltd.

Logo

Polaris is an Australian insurance broker. We place and review cover for businesses that want a policy built around them, and service to match.

Company

HEAD OFFICE

Backed by the strength of Steadfast

Steadfast logo

The information on this page is general in nature and does not take into account your individual objectives, financial situation, or needs. Before making a decision about an insurance product, consider whether the information is appropriate for your circumstances and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD). Polaris Risk Services Pty Ltd ABN 62 689 768 634 AFSL 700131 acts as your insurance broker and sources policies from a range of insurers on your behalf. Polaris does not act for any insurer.

© 2026 Polaris Risk Services Pty Ltd.